Seller Financing
Higher Sale Price
Negotiate Premium Pricing: We are able to pay a higher price for the property in exchange for flexible financing terms
No Need for Immediate Discounts: Unlike traditional sales, there’s no pressure to lower the price to meet a bank's appraisal value
Be Your Own Bank
Earn Interest Income: Instead of receiving a lump sum, you generate steady income through interest payments, often at a rate higher than traditional investments.
Control Over the Process: You set the loan terms, including the interest rate, down payment, and repayment schedule.
Reduced Dependence on Banks: Buyers who may not qualify for traditional loans due to strict lending criteria can still purchase your property, widening your pool of potential buyers.
Tax Advantages
Spread Out Tax Liability: Instead of paying capital gains taxes all at once, seller financing allows you to spread the tax burden over several years as you receive payments.
Potential Deductions: Depending on your location, you may qualify for deductions on interest income or other costs related to the financing arrangement.
Recurring Passive Income
Steady Cash Flow: Seller financing converts the sale into a reliable, predictable stream of income, akin to an investment.
Portfolio Diversification: If structured well, it can act as an additional income stream, diversifying your financial portfolio.